Welcome guys, today I am going to review a new loan app called "Yash Rupaya" which is getting popular day by day.
In this article I am going to explain everything about Yash Rupaya loan app and in brief I will discuss wheather Yash Rupaya loan app is real or fake, is it a safe app to apply, kaisa app hai, repayment nahi kiya to kiya hoga and most importantly what I think about this application.
What Is Yash Rupaya App? Yash Rupaya App Kiya Hai?
Yash Rupaya is a new NBFC registered Instant loan application in India. Yash Rupaya loan app currently have more then 10K users and with a 4.4 star play store rating.
Yash Rupaya application offers small amount of loans with affordable interest rate. The loan repayment period is usually short.
Yash Rupaya loan app offers various types of loans with zero processing fee. This app also offers a user friendly loan apply process so that you can apply easily.
The loan approval rate in this application is quite low as experienced by most of the users in current time.
Lets look at the brief overview of Yash Rupaya loan app.
Yash Rupaya Loan App Full Review :
Loan Range: 2000 to 8000 rupees
App Type: Instant Loan Apps
App Size: 6.01 MB
Play Store Rating : 4.4 stars
User Interface: Simple Interface
Category: Personal Finance
Price: Free to use
Language: English
Loan Approval Rate: Low Loan Approval Rate
Pre Payment: No Possible Advance Payment
Loan Guarantee: Up to 30% Loan Guarantee
Interest Rate: Around 5% To 40% annually + GST 18%
Processing Fee: Zero Fee
Loan Amount: Min 2000 Max 8000
Repayment Period: 1 Months To 6 Months
App Origin: India
Customer care Support: Usually active
Repayment Issues: Yes sometimes, May Face Repayment Status not updated Issues in the app, Very Strict Repayment Rules.
Eligibility Criteria: Indian Resident, good credit score, phone number, pan card and adhar card and bank statement. Income proof required for taking high amount loans.
Pre Payment Charges: Nil
Late Payment Charge: 1%-5%
App Permissions: This app has access to or it may collect Data regarding:
Phone: Yash Rupaya app can read phone status and identity
Photos / Media / Files: Yash Rupaya app can read the contents of your USB storage modify or delete the contents of your USB storage
Storage: This app can read the contents of your USB storage modify or delete the contents of your USB storage
Camera: This app can take pictures and video
Wi-Fi: view Wi-Fi connections
Device ID & call information: read phone status and identity
Other Permissions:
Receive data from Internet
View network connections
Pair with Bluetooth devices
Connect and disconnect from Wi-Fi
Full network access
Read sync settings
Control vibration
Prevent device from sleeping
Modify system settings
Yash Rupaya Loan App Customer Care Contact Details:
If you have any queries, please contact customer care or customer support team via email or from the customer care page in the App. Also you can contact Yash rupaya loan app customer care manually via mail. The customer care team response is slow though.
Working time: Monday-Saturday 9:00 am - 18: 00 pm.
Phone Number: 7477325529
Email: [email protected]
Address:
No 10, R Block,2 Floor, Prem Nagar colony, South Boag Road, T.Nagar, Chennai, TAMIL NADU - 600017
What Will Happen If I Do Not Repay My Yash Rupaya Loan EMI:
Guys, as you have seen earlier Yash Rupaya loan app asks for several app permissions in your Smartphone and you have to allow all permissions to apply for any loan in this app.
So they have almost everything they need to recover their loan. Like your contact details, your whole phonebook, they got it when you gave them permission to read your contacts.
So if you do not repay your loan they might message or call everyone on your contacts and ask them to tell you to repay the loan.
So it’s a pretty harassment to your reputation and goodwill. So my dear friends think twice before taking any risky decision and pay your emi on time always.
But one thing to always remember, if a loan application is not registered with RBI then not paying its loan installments will not affect your cibil or credit score.
Most of the 7 Days loans are generally not registered with any NBFC. So not repaying these type of loan will not hamper your credit.
Yash Rupaya Loan App Safe Or Not?
According to google play store Yash Rupaya loan app is 100% safe to use. This app takes your privacy very seriously. Your data is safe as It is transferred over a secure HTTPS connection.
Yash Rupaya loan app do not share any data with anyone without your consent except the Lenders. All the transactions are secured via a 128-bit SSL encryption. However they might use your information during loan recovery process.
However, one should not trust this app blindly in case of user data. For loan recovery these apps can cross any limits in order to force you to pay.
Always make sure you delete your important contacts like you friends numbers and your family persons numbers from your smartphone before installing this app.
This way they can’t call your friends and relatives. Also delete your all private photos and videos before installing this app. Only keep things that you are ok to share.
Next very important, do not use your primary bank account in these type of personal loan applications.
Only use online bank accounts which you can open and close directly from your mobile phone and you do not need to visit branch.
Keeping your primary bank account safe, you can open and manage multiple of these online bank accounts.
Below i have given zero balance direct bank account opening link of various popular online banks and i think kotak mahindra bank is the best for you to start.
Find All Banking Solutions in at your fingertips online. No need to visit any branch.
Use This Account to apply loans in various personal loan applications, do not Use your primary bank account in any online loan apps.
Open your bank account within 5 minutes , Only adhar and pan card required. Click Below links to apply now.
Zero Balance Bank Accounts, Zero Account opening charge & Free Debit Card.
Kotak Mahindra Bank Savings Account:
Equitas Small Savings Bank Savings Account:
Yash Rupaya Loan App Real Or Fake?
Yash Rupaya loan app is a risky loan app because it collects all our data including phone and videos, call history etc.
Yash Rupaya loan app provides very few loans but this app is not fake. Also this application is neither a real app as there are so many issues and problems that users are facing in this app recently.
Loan apply issues, loan rejection issues, repayment issues, recovery agent misbehaving issues and so many..ok let me explain all in a video.
Watch is below review video of Yash Rupaya loan application, which will clearly help you to gain more insights about its issues and problems.
If we look at the reviews at the Google play store anyone can understand that Yash Rupaya loan app is a risky personal loan application with slow customer service.
If you want to apply for any loans in yash rupaya app then think twice and do it in your own risk. Very high interest and short repayment period loans that's why I can't recommend this app for you guys.
Yash Rupaya Loan App Download APK:
You can download this app from Google play store. Always prefer google play store to download Yash rupaya app or any other instant loan app because it's safe.
Apps download other places may contain viruses and spam codes which will steal your money. So with the security of google click below link to download Yash rupaya app directly from google play store.
https://play.google.com/store/apps/details?id=com.ind.rupaya.android.app
Final Thoughts:
Not recommend (Use At Your Own Risk )
Guys one last thing, always remember no online personal loan application provides 100% loan to its customers.
Your loan application may disapprove as the application back end team takes the decision and they have the complete control over whether you will get a loan or not.
It is basically based on your credit score, income stability, your risk profile and also luck is needed for no income proof loans.
So if you do not get a loan in this app, that's ok, don't be sad, there are thousands of other personal loan application in Google play store to try out for free.
Also if you face any problem in yash rupaya loan application you can always contact customer care and get your problem resolved as quickly as possible.
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This Blog Never Promotes and Support any Loan Application, And never force anybody to take loan from any app or company. This blog Provide only review of Loan App or company.
Request to User :
Always Read Loan App or Platform Privacy Policy and Terms and Condition before Apply.
Disclaimer : Ye EK update review hai for educational purpose, I never force anyone to take, first check then apply at your own choice. Take loan if u can repay otherwise you can get calls for recovery and cibil also gets hampered. This BLOG is not responsible for any profit & loss.
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