πŸ”°Top 10πŸ”° Most Popular Personal Credit Loan Apps (2023 Update) Bad Cibil Loan Apps

πŸ’˜ Top 10 πŸ’˜

Most Popular Instant Personal Loan Apps 2023

No Income Proof Needed 😊 Apply Today πŸ€‘ Direct Apply Link At The End


Welcome guys, today in this article I am going to tell you about the top 10 most popular Instant online personal loan apps in 2023 where almost anyone can apply for an easy personal loan completely online with just a few easy small steps. 

Only an adhar, PAN card is required with your bank statement, most of them do not require any income proof also. Instant Loan Within Minutes. 

Your loan application will be approved within hours and if approved you will get your loan amount directly in your bank account. Some of the below applications are even approved by RBI-registered NBFCs, taking an online loan is quite easy nowadays for almost everyone. 

In recent times these top 10 personal loan apps are actively promoting themselves on every social media platform and claiming to be the best but they do have their unique features and advantage and disadvantages. 

Being popular does not always mean being the best. So I request you to research and read full reviews of every one of these loan apps completely before taking any financial decision.

At the end of this article, I have provided directly apply links to some additional instant loan apps where you can directly apply for a loan

Don't miss to checkout. 

So lets start with our top 10 loan apps list, 


Recommended Loan App πŸ”₯


Hero Fincorp Personal Loan App ⏩ Well guys if you want to get a easy online loan without any fear of fraud, then you should surely try out hero Fincorp personal loan app as it is the best personal loan app in current time. Visit our brief review of hero fincorp loan app to find out more about this app to download.



1. Branch Personal Loan


The branch personal loan app is surely the best and most popular online personal loan provider app in 2023. 

You surely heard of branch personal loans. With security and trust, you can apply for an easy personal loan of up to ₹40000 completely online even if you have a low cibil or credit score. 

The branch claims to be the loan platform for every Indian. More than 50 lakh people have taken a loan from the branch personal loan app till now. 

Some years earlier I have taken a loan from a branch personal loan app with a 9% interest rate annually and I have successfully repaid it  without any issues. 

Loan Amount: 1000 - 40000 Rupees

Interest Rate: 0.2% to 0.8% Daily ( Approx. ) 

Loan Period : 3 Months To 12 Months. 


2. PaySense 


According to an article by the Hindustan times earlier this month, the Paysense personal loan app is the best personal loan app in India in 2022 and obviously, it is growing more popular day by day. 

Payments offer very low-interest rate loans with a complete transparent process. Paysense is also known for fast loan approvals and its wide range of loan products. 

However paysense personal loans also have some issues regarding loan repayment which can be easily solved. Also, this app collects your sensitive user data like contact details and other financial information. 

In this current time, pay sense is the best instant online personal loan app where anyone can get an easy credit loan with high-level security and trust. 

Loan Amount: 1000 - 60000 Rupees

Interest Rate0.3% to 0.5% Daily ( Approx. ) 

Loan Period : 3 Months To 12 Months. 



3. Cash Advance


With over 1 lakh users and aggressive marketing cash advance is the 3rd most popular personal loan app in India in 2023. 

Cash advance personal loan application provides small lns all over India. No income proof is required. loan range is 1000 to 20000 rupees, with only an adhar and pan card

Many people say cash advance is not a good application to try because of its bad user experience. Still, many people are taking a loan, and it's ranking on top in google play store. 

This application might provide short-term loans rather than a loan tenure, so read your loan agreement carefully before taking any loan. 

When you need instant money, a cash advance can be a good option for you because it offers a loan without any processing fee

Loan Amount: 1000 - 20000 Rupees

Interest Rate0.1% to 0.8% Daily ( Approx. ) 

Loan Period : 3 Months To 12 Months. 



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4. Buddy Loan


The Buddy loan app is another popular online personal loan application in India. Buddy loan provides high-amount loans completely online within minutes. 

Customers with good credit scores can avail of minimum interest on their first personal loan. With a wide range of loan offers and just by using a very selective loan approval technique buddy loan is getting more customers day by day. 

Still, buddy loan has some issues which are preventing it from becoming number one. However, this app charges zero processing fee which is very good for us. Additionally, this app also provides pre-mature loan closures without any extra fee if you want to close your loan anytime. 

With just an adhar pan and a bank statement, you can apply and get an instant loan in your bank account within 2 hours. There is an up to 80% loan success rate. 

Loan Amount: 1000 - 50000 Rupees

Interest Rate0.4% to 0.9% Daily ( Approx. ) 

Loan Period : 3 Months To 12 Months. 



5. Fibe Loan App 


Fibe loan app is one of the largest personal finance app in India, Believe me when I say that the nira finance application is getting more than 1000 customers per day from google play store traffic and from their active ad campaigns. 

It's promoting hard on social media and other platforms to acquire more and more customers. This popular loan app provides up to 50000 personal loans with low credit and they have various loan offers. Very Fast Approval with high fees.

But many people claim that this application is quite risky and I also agree with that. First, read the complete details and only apply after knowing all terms. There are multiple types of loans available in fibe loan app and most of all have different conditions so if you just want to take a personal loan that won't be a tough job. 

Loan Amount: 1000 - 50000 Rupees

Interest Rate0.1% to 1.1% Daily ( Approx. ) 

Loan Period : 3 Months To 12 Months.



6. Flip Cash 


Well, who does not know about the flip cash loan app, it was the most popular personal loan app back in 2022 and in this recent times also no one can beat flip cash in terms of unique and aggressive loan offers

Flip cash has more than 5 lakh customers all over India and they charge a very low-interest rate for high cibil score profiles. Also applying for a loan in the flip cash app is super simple. With only adhar pan and bank statements for the last 6 months, you can apply for an instant loan.

But what's stopping the flip cash loan app that many users have given bad reviews recently? View the complete flip cash personal loan app analysis review for more info. 

Loan Amount: 1000 - 60000 Rupees

Interest Rate0.3% to 0.8% Daily ( Approx. ) 

Loan Period : 3 Months To 12 Months. 



7. Loan Sathi


Everyone needs a sathi in life right, I mean partner, so the loan sathi personal loan app is trying to be everyone's personal loan sathi with its unique personal finance offers, easy-to-use user interface, low-interest loans, and easy repayment options and methods. 

In recent times loansathi is very popular in the google play store and it's gaining more and more traffic daily. However, being popular does not assure good quality. Loan sathi has its own advantage and disadvantage. 

I suggest you go through a complete details review before applying for any loan in the loansathi application.  

Loan Amount: 1000 - 80000 Rupees

Interest Rate0.2% to 0.8% Daily ( Approx. ) 

Loan Period : 3 Months To 12 Months. 



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8. SubhaLoan 


Subhaloan is another popular personal loan service provider in India which provides small personal loans all over India with moderate interest rates. 100% online process just an adhar and pad card are required with your bank statement.

Income proof is required for high-amount loans. Also, this application doesn't have any hidden fees. You can easily apply for a loan of up to 10000 rupees with an even low cibil score.

Still, I suggest that know about subha loan app terms before applying for any loan. Subha loan is popular and classic but Risky. The loan approval rate is up to 70% in recent days.

Loan Amount: 1000 - 30000 Rupees

Interest Rate0.2% to 0.8% Daily ( Approx. ) 

Loan Period : 3 Months To 12 Months. 



9. Mobile Rupee


The mobile rupee is one of the best online personal loan app since 2022 and it has more than 10 lakh plus play store downloads. 

The mobile rupee offers easy and quick online cash loans with minimum effort. Mobile rupee claims to be the best personal loan service provider in India but I don't certainly agree with that. 

Yes, it's popular and has so many customers but still many people face some issues with the mobile rupee which needs to be solved. View the complete mobile rupee review to get complete application insights. 

Taking a loan from mobile rupee loan app is extremely easy. Just upload your identity and address proof documents and you can get an easy personal loan in your bank account. Also, repayment is easy, anyone can repay with a UPI or debit card. 

Loan Amount: 1000 - 80000 Rupees

Interest Rate: 0.2% to 0.6% Daily ( Approx. ) 

Loan Period : 3 Months To 12 Months. 



10.  CashBus


I love cash bus loan app because I have once taken a loan from the cash bus application and I successfully repaid it without any issues. 

Cash bus is one of the best-performing personal loan app in India and without any income proof they give you a loan. In recent times cash bus is not approving many loans but still many people try to get a loan from the cash bus loan app. 

Many of the cash bus loan app terms are changed and the interest rate is high with extra fees. So go through complete review before applying for any loan in the cash bus app. 

Recently cash bus has launched a new application called cash bus new loan app and it already passed 100k downloads in the play store with a 4.5-star review. You guys can also check it out. 

Loan Amount: 1000 - 25000 Rupees

Interest Rate0.4% to 0.8% Daily ( Approx. ) 

Loan Period : 3 Months To 12 Months. 




So that's all guys. These are the top 10 most popular online personal loan apps in India.  Kindly go through the complete review to learn more about these online loan applications. 

Also if you have anything to ask write in the comments. Do share this post on social media and with your friends. 


Also Read - 



Some Other Top Loan Apps Direct Apply Link : 


*No income needed
*adhar pan bank statement required
*get a loan in under 2 hours 
*Apply and wait up to 2 - 24 hours
*100% online 24/7 apply 
*Money sent directly to a bank account
* NBFC Loan Apps



Creditbee Loan Direct Apply Link

Cashhe Loan Direct Apply Link

Moneytap Loan Direct Apply Link

Stashfin Loan Direct Apply Link

Instamoney Loan Direct Apply Link

Nira Loan Direct Apply Link

LoanTap Direct Apply Link

Farecent Loan Direct Apply Link


Thanks for reading this article, if have anything to share and ask then please let me know in the comment section.

Disclaimer : Ye EK update review hai for educational purpose, I never force anyone to take, first check then apply at your own choice. Take a loan if u can repay otherwise you can get calls for recovery and cibil also gets hampered. This channel is not responsible for any profit & loss. 

This Blog Never Promotes and Supports any Loan Application, And never forces anybody to take a loan from any app or company. This blog provides only review of Loan Apps or companies. Blog is not responsible for any type of Profit or loss. All info is taken from the internet only. 

Blog is not responsible for any privacy Leaks, As users upload Identity Documents only after reading a complete review and reading their terms & conditions and Privacy Policy Request to User: Always Read Loan App or Platform Privacy Policy and Terms and Conditions before applying. Thanks. 



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