HiPocket Loan App Review 2024 | HiPocket Loan App Real Or Scam?🔥

Hipocket loan app App Complete Review 2022:


Welcome guys, lets review a new online instant personal loan application which name is "HiPocket".

HiPocket is a brand new instant personal loan app which provides small amount loans without any guarantee or income proof. It is a financial company based in india and their aim is to provide help to the people who needs financial help.

HiPocket is a brand new instant personal loan app which provides small amount loans without any guarantee or income proof. It is a financial company based in India and their aim is to provide help to the people who needs financial help.

Today i am going to provide complete review of Hipocket loan application and most important i will also discuss whether Hipocket loan app is real or fake?


Is there any scam going on, Hipocket loan app is safe or not and most importantly weather you should apply for a personal loan in Hipocket loan app or not ? So read this article till the end to know complete details.


What Is Hipocket loan app  Application? Hipocket loan App Kiya Hai?


Hipocket loan app is said to be a unique trusted instant personal cash loan application which provides hassle free quick small personal loans all over India without any physical efforts. All process is completely digital and the loan processing time is also very short. If loan gets approved money directly comes in to bank accunt.


However, one has to be over 19 years old and must have an Indian identity card for applying for a personal credit loan in hipocket loan application.


It is an online loan platform for android mobile users. Here in this application anyone can apply for instant personal loan within minutes just by providing some simple basic details.

The loan approval rate in this application is moderate as experienced by most of the users in current time.


Taking a instant personal loan from hipocket loan application is quite easy. Anyone can easily apply for a easy online personal loan, Just follow these steps

How To Take Hipocket loan? Hipocket loan App Se Loan Kaise Le? 


Taking a instant personal loan from hipocket loan application is quite easy. Anyone can easily apply for a easy online personal loan, Just follow these steps -

 ( Make sure to delete your important contacts before installing this app )

1. Install Hipocket loan app.

2. Register with Email I'd 

3. Complete KYC ( Use Online Bank A/C )

4. Choose loan Offer 

5. Apply For Loan 

6. E- sign loan agreement

7. Online loan at your fingertips


And then if your loan is approved the money will be sent directly to your bank account. If your loan application gets rejected you will be notified within a day. Taking a loan from hipocket app is so simple.


Hipocket Loan App Brief Review:

Loan Range: 2000 To 1.5 Lakh

App Type:  Online Instant Personal Loan App

App Size: 11 MB

Play Store Rating :  3.5

User Interface: Simple Awesome Interface

Category: Finance, Personal Finance

Price: Free

Language: English

Loan Approval Status:  Moderate Loan Approval Rate

Pre Payment: No Possible Advance Payment

Loan Guarantee: Up to 60% Loan Guarantee

Interest Rate: Around 15-35% annually + GST 18%

Processing Fee: 2% to 6%

Repayment Period: 1 Months To 3 Months

App Origin: India

Customer care Support: Usually active during day time

Repayment Issues:  Yes sometimes, May Face Repayment Status Issues in the app, Very Strict Repayment Rules. high late payment charge, 

Eligibility Criteria: Indian Resident, good credit score, phone number, pan card and adhar card and bank statement.

Pre Payment Charges: Nil

Late Payment Charge:  10% to 30%


App Permissions:  This app has access to or it may collect Data regarding:


Phone: This app can read phone status and identity

Photos / Media / Files: This app can read the contents of your USB storage modify or delete the contents of your USB storage

Storage: This app can read the contents of your USB storage modify or delete the contents of your USB storage

Camera: take pictures and video

Wi-Fi: view Wi-Fi connections

Device ID & call information: read phone status and identity

Other Permissions:

Receive data from Internet

View network connections

Pair with Bluetooth devices

Connect and disconnect from Wi-Fi

Full network access

Read sync settings

Modify system settings


Related Article


 Get 100% Online Personal Loan without Income Proof 


Hipocket loan App Customer Care Contact Details:


If you have any queries, please contact customer care or customer support team via email or from the app contact customer care page in the App or contact customer care manually via mail. The customer care team response is slow though.

Working time: Monday-Saturday  9:00 am - 18: 00 pm.

Phone Number:  Not Available

Address: A-206, Plot no. 21, Shiv Chamber Sector-11CBD Belapur Mumbai Mumbai City MH 400614 IN


What Will Happen If I Do Not Repay Hipocket App Loans:


Guys, as you have seen earlier each and every online loan app always ask for several app permissions in your Smartphone.


So they have almost everything they need to recover their loan. Like your contact details, your whole phonebook, they got it when you gave them permission to read your contacts.


So if you do not repay your loan they might message or call everyone on your contacts and ask them to tell you to repay the loan. 

So it’s a pretty harassment to your reputation and goodwill. So my dear friends think twice before taking any risky decision and pay your emi on time always.

But one thing to always remember, if a loan application is not registered with RBI then not paying its loan installments will not affect your cibil or credit score. 


Safety Tips: 


Always make sure you delete your important contacts from your Smartphone before installing this app. This way they can’t call your friends and relatives. 

Next very important, do not use your primary bank account in these type of personal loan applications. Only use online bank accounts which you can open and close directly from your mobile phone and you do not need to visit branch.

Keeping your primary bank account safe, you can open and manage multiple of these online bank accounts. Below i have given zero balance direct bank account opening link of various popular online banks.

Get Zero Balance Online Savings Bank Account from the comfort and safety of your home. Find All Banking Solutions in at your fingertips online. No need to visit any branch.


Use These Accounts to apply loans in various personal loan applications, do not Use your primary bank account in any online loan apps.


Open your bank account within 5 minutes , Only adhar and pan card required. Click Below links to apply now. Zero Balance Bank Accounts


राप्त करें अपना जीरो बैलेंस बचत खाता कुछ ही मिनटों मेंसीधे अपने घर से।

अभी खोले  -

Kotak Mahindra Bank Savings Account:


Indusind Bank Savings Account:


NiyoX Savings Account:


Equitas bank Savings Account:


Jupitar Online Savings Account:



Also, taking a loan isn't the solution of your financial needs, you need to start earning money online, and that’s why I give you the top best earning apps which you can use to earn money. 

Every one of these applications provides 600-1200 rupees referral bonuses that you can earn easily. Just download these apps, make your account and then start earning by refer and earn.

Now Imagine, If you can make two referrals per day you will earn at least 1000 rupees per day. Plus app of them has zero account opening fees. So choice is yours.


Jiffy App :  Earn 600 Rupees/refer, Free Account


Groww App : Earn 800 Rupees/refer, Free Account


ICICI Direct App : Earn 400 Rupees/refer, Free Account


Fishdom App : Earn 700 Rupees/refer, Free Account



Make your account and then start earning just by sharing your referral link. You can take your earnings directly in your bank accounts.


Hipocket App Safe Or Not?


According to google play store hipocket loan app is 100% safe to use. This app takes your privacy very seriously. Your data is safe as It is transferred over a secure HTTPS connection.


Hipocket loan app do not share any data  it may collect with anyone without your consent except the Lenders. All the transactions are secured via a 128-bit SSL encryption.


Hipocket loan App Real Or Fake?


Guys, after reading and analyzing all of the above statements you are already in a pretty good position to judge by yourself weather hipocket loan app is real or fake. This not a completely fake app but many people says it might be fake. Sometimes some people also claims that this is one of the best personal loan app.


This below review video of Hipocket application will clearly help you to gain more insights.


Many people will say that hipocket loan app is not a good application because they didn't get a loan but let me tell you that in this present time hipocket loan app is one of the best performing personal loan provider application in India in terms of loan approval.


Many of you guys may not get a loan in hipocket loan application or your loan application may get rejected sometimes but that doesn't mean that hipocket personal loan App is a totally fake application.


Many people have taken loan from hipocket loan app and successfully repaid. But many people faced issues during repayment and many complains about their rude customer care and loan recovery process.


If we look at the reviews at the Google play store anyone can understand that hipocket loan app  App is a risky personal loan application with slow customer service.  If you want to apply for any loans think twice and do it in your own risk. Very high interest and short repayment period loans though.

Hipocket loan App Download Link:

You can download Hipocket loan App from Google play store. Visit Google Play Store  to download


Final Thoughts:


Partially recommend (Use At Your Own Risk ),  Moderate Risk App Though.


Guys one last thing, always remember no online personal loan application provides 100% loan to its customers.


Your loan application may disapprove as the application back end team takes the decision and they have the complete control over whether you will get a loan or not. 

It is basically based on your credit score, income stability and your risk profile.

So if you do not get a loan in this app, that's ok, do not get de motivated, there are thousands of other personal loan application in Google play store to try out for free.

Also if you face any problem in hipocket loan application you can always contact customer care and get your problem resolved as quickly as possible.


That's all guys. If you like this post then don't forget to share it with in social media , also leave a comment and join our telegram group For quick updates.




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🎯 Everyone asks , What are the the Best Popular Personal Loan Apps in India 2022 ? Here is my complete answer : https://bit.ly/3fN3cfA

Disclaimer : Ye EK update review hai for educational purpose , I never force anyone to take , first check then apply at your own choice . Take loan if u can repay otherwise you can get calls for recovery and cibil also gets hampered. This channel is not responsible for any profit & loss. This Blog Never Promotes and Support any Loan Application , And never force anybody to take loan from any app or company. This blog Provide only review of Loan App or company. Blog is not responsible for any type of Profit or loss . All info is taken from internet only. Blog is not responsible for any privacy Leaks , As user upload Identity Documents only after reading complete review and read their terms & conditions and Privacy Policy Request to User : Always Read Loan App or Platform Privacy Policy and Terms and Condition before Apply. Thanks .

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