Hipocket loan app App Complete Review 2022:
Welcome guys, lets review a new online instant
personal loan application which name is "HiPocket".
Today i am going to provide complete review of Hipocket loan application and most important i will also discuss whether Hipocket loan
app is real or fake?
Is there any scam going on, Hipocket loan app is safe or not and most importantly weather you should apply for a personal loan in Hipocket loan app or not ? So read this article till the end to know complete details.
What Is Hipocket loan app Application? Hipocket loan App Kiya Hai?
Hipocket loan app is said to be a unique trusted instant personal cash loan application which provides hassle free quick small personal loans all over India without any physical efforts. All process is completely digital and the loan processing time is also very short. If loan gets approved money directly comes in to bank accunt.
However, one has to be over 19 years old and must have an Indian identity card for applying for a personal credit loan in hipocket
loan application.
It is an online loan platform for android mobile users. Here in this application anyone can apply for instant personal loan within minutes just by providing some simple basic details.
The loan approval rate in this application is moderate as
experienced by most of the users in current time.
How To Take Hipocket loan? Hipocket loan App Se Loan Kaise Le?
Taking a
instant personal loan from hipocket loan application is
quite easy. Anyone can easily apply for a easy online personal loan, Just
follow these steps -
( Make sure to delete your important contacts before installing this app )
1. Install Hipocket loan app.
2. Register
with Email I'd
3. Complete KYC ( Use Online Bank A/C )
4. Choose
loan Offer
5. Apply For
Loan
6. E- sign
loan agreement
7. Online
loan at your fingertips
And then if your
loan is approved the money will be sent directly to your bank account. If your loan application gets rejected you will be notified within a day. Taking a
loan from hipocket app is so simple.
Hipocket Loan App Brief Review:
Loan Range: 2000 To 1.5 Lakh
App Type: Online Instant
Personal Loan App
App Size: 11 MB
Play Store Rating : 3.5
User Interface: Simple Awesome
Interface
Category: Finance, Personal Finance
Price: Free
Language: English
Loan Approval Status: Moderate Loan
Approval Rate
Pre Payment: No Possible Advance
Payment
Loan Guarantee: Up to 60% Loan
Guarantee
Interest Rate: Around 15-35% annually
+ GST 18%
Processing Fee: 2% to 6%
Repayment Period: 1 Months
To 3 Months
App Origin: India
Customer care Support: Usually
active during day time
Repayment Issues: Yes sometimes, May Face Repayment Status Issues in the app, Very Strict Repayment Rules. high late payment charge,
Eligibility Criteria: Indian
Resident, good credit score, phone number, pan card and adhar card and
bank statement.
Pre Payment Charges: Nil
Late Payment Charge: 10% to 30%
App Permissions: This app has access to or it may
collect Data regarding:
Phone: This app can read phone status and
identity
Photos / Media / Files: This app can read the contents of your USB storage modify or delete the contents of your USB storage
Storage: This app can read the contents of your
USB storage modify or delete the contents of your USB storage
Camera: take pictures and video
Wi-Fi: view Wi-Fi connections
Device ID & call information:
read phone status and identity
Other Permissions:
Receive data from Internet
View network connections
Pair with Bluetooth devices
Connect and disconnect from Wi-Fi
Full network access
Read sync settings
Modify system settings
Related Article:
Get
100% Online Personal Loan without Income Proof
Hipocket loan App Customer Care Contact Details:
If you have any queries, please contact customer care or customer
support team via email or from the app contact customer care page in the App or
contact customer care manually via mail. The customer care team response is
slow though.
Working time: Monday-Saturday 9:00 am - 18: 00 pm.
Phone Number: Not Available
What Will Happen If I Do Not Repay Hipocket App Loans:
Guys, as you have seen earlier each and every online loan app
always ask for several app permissions in your Smartphone.
So they have almost everything they need to recover their loan.
Like your contact details, your whole phonebook, they got it when you gave them
permission to read your contacts.
So if you do not repay your loan they might message or call everyone on your contacts and ask them to tell you to repay the loan.
So it’s a pretty harassment to your reputation and goodwill. So my
dear friends think twice before taking any risky decision and pay your emi on
time always.
But one thing to always remember, if a loan application is not
registered with RBI then not paying its loan installments will not affect your
cibil or credit score.
Safety Tips:
Always make sure you delete your important contacts from your
Smartphone before installing this app. This way they can’t call your friends
and relatives.
Next very important, do not use your primary bank account in these type of personal loan applications. Only use online bank accounts which you can open and close directly from your mobile phone and you do not need to visit branch.
Keeping your primary bank account safe, you can open and manage multiple of these online bank accounts. Below i have given zero balance direct bank account opening link of various popular online banks.
Get Zero Balance Online Savings Bank Account from the comfort and
safety of your home. Find All Banking Solutions in at your fingertips online.
No need to visit any branch.
Use These Accounts to apply loans in various personal loan
applications, do not Use your primary bank account in any online loan apps.
Open your bank account within 5 minutes , Only adhar and pan card
required. Click Below links to apply now. Zero Balance Bank Accounts
राप्त करें अपना जीरो बैलेंस बचत खाता कुछ ही मिनटों में, सीधे अपने घर से।
अà¤ी खोले -
Kotak Mahindra Bank Savings Account:
Indusind Bank Savings Account:
NiyoX Savings Account:
Equitas bank Savings Account:
Jupitar Online Savings Account:
Also, taking a loan isn't the solution of your financial needs, you need to start earning money online, and that’s why I give you the top best earning apps which you can use to earn money.
Every one of these applications provides 600-1200 rupees referral bonuses that you can earn easily. Just download these apps, make your account and then start earning by refer and earn.
Now Imagine, If you can make two referrals per day you will earn
at least 1000 rupees per day. Plus app of them has zero account opening fees.
So choice is yours.
Jiffy App : Earn 600 Rupees/refer, Free Account
Groww App : Earn 800 Rupees/refer, Free Account
ICICI Direct App : Earn 400 Rupees/refer, Free Account
Fishdom App : Earn 700 Rupees/refer, Free Account
Make your account and then start earning just by sharing your referral link. You can take your earnings directly in your bank accounts.
Hipocket App Safe Or Not?
According to google play store hipocket loan app is 100% safe to use. This app takes your privacy very seriously. Your data is
safe as It is transferred over a secure HTTPS connection.
Hipocket loan app do
not share any data it may collect with anyone without your consent except
the Lenders. All the transactions are secured via a 128-bit SSL encryption.
Hipocket loan App Real Or Fake?
Guys, after reading and analyzing all of the above statements you are already in a pretty good position to judge by yourself weather hipocket loan app is real or fake. This not a completely fake app but many people says it might be fake. Sometimes some people also claims that this is one of the best personal loan app.
This below review video of Hipocket application
will clearly help you to gain more insights.
Many people will say that hipocket loan app is not a good application because they didn't get a loan but let me tell you
that in this present time hipocket loan app is one of the
best performing personal loan provider application in India in terms of loan
approval.
Many of you guys may not get a loan in hipocket loan application
or your loan application may get rejected sometimes but that doesn't mean
that hipocket personal loan App is a totally fake
application.
Many people have taken loan from hipocket loan app and successfully repaid. But many people faced issues during repayment and many complains about their rude customer care and loan recovery process.
If we look at the reviews at the Google play store anyone can understand that hipocket loan app App is a risky personal loan application with slow customer service. If you want to apply for any loans think twice and do it in your own risk. Very high interest and short repayment period loans though.
Hipocket loan App Download Link:
You can download Hipocket loan App from
Google play store. Visit Google Play Store
to download
Final Thoughts:
Partially recommend (Use At Your Own Risk ), Moderate
Risk App Though.
Guys one last thing, always remember no online
personal loan application provides 100% loan to its customers.
Your loan application may disapprove as the application back end team takes the decision and they have the complete control over whether you will get a loan or not.
It is basically based on your credit score, income stability and your risk profile.
So if you do not get a loan in this app, that's ok, do not get de motivated, there are thousands of other personal loan application in Google play store to try out for free.
Also if you face any problem in hipocket loan application you
can always contact customer care and get your problem resolved as quickly as
possible.
That's all guys. If you like this post then don't forget to share
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