Last Updated: September 2026
Welcome guys, today we're reviewing LoveFund - Plus, an app a few of you asked about after our Ghar Loan review. As you all know, we check the developer details, the actual claims, and real user reviews before giving any verdict on this blog. This one turned out quite different from Ghar Loan, more transparent on paper, but with a support-related complaint pattern worth knowing about before you apply.
✅ Quick Verdict
Status: Likely Legitimate, Support Concerns ⚠️
Rating: 3.5/5
In short: LoveFund discloses its NBFC partner, interest rates, and fees clearly,
which is genuinely reassuring. But recent reviews describe serious customer support failures,
including an autopay charge after repayment and a NOC. Read the full breakdown before applying.
📋 Table of Contents
- What Is LoveFund - Plus?
- Who Is Behind LoveFund?
- LoveFund App: Real or Fake?
- Interest Rates and Fees, In Detail
- Eligibility Requirements
- LoveFund Reviews: What Users Are Saying
- The Autopay-After-NOC Complaint, A Closer Look
- Is LoveFund Safe? (Data & Privacy)
- How to Protect Yourself If You Use LoveFund
- LoveFund Contact Details & Support Info
- Final Verdict
- FAQs
What Is LoveFund - Plus?
Brother, LoveFund - Plus is listed on the Play Store under Finance, positioned as a loan facilitation platform, meaning it connects borrowers with actual RBI-registered NBFC lenders rather than lending money itself. It shows 4.5 stars from around 19.1K reviews and over 100,000 downloads, and was last updated on August 21, 2026, so this is an actively maintained app, not an abandoned one.
Who Is Behind LoveFund?
This is where LoveFund genuinely does better than a lot of apps we've reviewed, guys. The developer is PRYNTAFIN TECHNOLOGY PRIVATE LIMITED, with a real registered Bengaluru address, a working company website, and a support email tied to that domain rather than a generic Gmail or Outlook address. More importantly, the app names its actual lending partner directly on the Play Store listing:
- NBFC Name: Vaishali Securities Limited
- Registered Address: Ahmedabad, Gujarat
- Official Website: Listed and verifiable
Naming the actual NBFC this clearly is a genuinely good transparency signal, one that a lot of the sketchier apps we've reviewed simply never provide.
LoveFund App: Real or Fake?
Based on what's disclosed, this looks like a real loan facilitation service, not a fee-collecting scam pretending to be a calculator, the pattern we saw with Ghar Loan. LoveFund is upfront that it does not issue credit decisions itself, that a licensed NBFC handles approvals, and that final terms depend on the partner's risk assessment. That's exactly how a legitimate facilitation model is supposed to work. The concern here isn't "is this a fake lender," it's "how well does this company handle customers after the loan is disbursed," which is a different, narrower question.
Interest Rates and Fees, In Detail
| Detail | Value |
|---|---|
| Loan amount range | ₹7,000 to ₹60,000 |
| Repayment period | 92 to 365 days |
| APR | 18% to 24% per annum |
| Example: ₹20,000 for 180 days | ₹1,800 interest, ₹21,800 total repayment |
These rates sit within a reasonable range compared to a lot of NBFC personal loan products we've covered on this blog, and the fact that they're published openly with a worked example is a good sign of transparency.
Eligibility Requirements
- Indian citizen, aged 18 or older
- Valid PAN card
- Regular, verifiable income source
- Active Indian bank account
Standard requirements, nothing unusual or concerning here, guys.
LoveFund Reviews: What Users Are Saying?
The overall 4.5-star rating looks strong, and plenty of reviews reflect genuine satisfaction, one recent reviewer specifically mentioned it was the only app that approved them after multiple rejections elsewhere. But two recent reviews stood out for a different reason entirely, both centered on customer support responsiveness rather than the loan terms themselves. One user described trying to reach support for seven straight days to update a bank card, with no response by call, email, or message. Another described a more serious issue we cover in detail below.
The Autopay-After-NOC Complaint, A Closer Look
This is the complaint worth taking most seriously, brother. A reviewer described fully repaying their loan, receiving a No Objection Certificate confirming closure, and then having an autopay debit initiated anyway afterward. If accurate, that's a genuinely serious billing failure, not a minor inconvenience, since a NOC is supposed to mean the account is closed and no further debits should occur. We can't independently verify this specific user's account details, but a complaint this specific, tied to a real process step like a NOC, is exactly the kind of pattern we take seriously on this blog rather than dismissing as an isolated glitch.
Is LoveFund Safe? (Data & Privacy)
The Play Store's Data Safety section states no data is shared with third parties without consent, no data is collected beyond what's needed, data is encrypted in transit, and users can request deletion. The listing also states data is stored within Indian data centers, which is a genuinely positive compliance detail. On the data-safety front specifically, LoveFund looks solid.
How to Protect Yourself If You Use LoveFund?
- Get everything in writing: If you receive a NOC after repayment, save it, screenshot it, and keep the email or document safely in case you need to dispute a later charge.
- Monitor your bank account closely for a few weeks after full repayment, given the autopay complaint above.
- Try multiple support channels (email, in-app chat, and the listed phone number) if you don't get a response quickly, and document each attempt with dates.
- Escalate to the NBFC directly (Vaishali Securities Limited) if LoveFund's own support doesn't respond, since they're the actual regulated lender behind the loan.
LoveFund Contact Details & Support Info
Brother, since support responsiveness is the exact issue flagged in recent reviews, here are all the official contact details verified directly from the Play Store listing, so you have them ready if you ever need to escalate an issue instead of hunting for them mid-dispute.
| LoveFund (App / Technology Provider) | Details |
|---|---|
| Company | PRYNTAFIN TECHNOLOGY PRIVATE LIMITED |
| Official Website | pryntafinltd.com |
| Support Email | [email protected] |
| Phone | +91 74285 36705 |
| Registered Address | 648/A Om Chamber, 4th Floor, Binnamangala 1st Stage, Indiranagar, Bengaluru, Karnataka 560038, India |
| Privacy Policy | pryntafinltd.com/ourprivacy-pure.html |
| Vaishali Securities Limited (The Actual NBFC Lender) | Details |
|---|---|
| Official Website | vaishalisecuritiesltd.com |
| Contact Email | [email protected] |
| Registered Address | D-504, Swati Crimson, Daskroi, Shilaj, Thaltej, Ahmedabad, Gujarat 380059 |
Worth remembering, brother, since Vaishali Securities Limited is the actual regulated NBFC behind the loan, they're often better positioned to resolve a billing or repayment dispute directly than the app's own support line, especially for something as serious as a post-NOC autopay charge.
Final Verdict
Guys, LoveFund is a different kind of case from Ghar Loan. The company disclosure, NBFC transparency, and published rates all point toward a legitimate facilitation service, not a fee scam. But the support complaints, particularly the autopay-after-NOC report, are a real reason for caution around what happens after your loan closes, not before you apply. Our advice: if you use LoveFund, keep careful records of every repayment and closure document, and don't assume "repaid" means "finished" until your bank statement confirms no further debits.
Frequently Asked Questions
Is LoveFund - Plus a real loan app?
Based on available disclosures, it appears to be a legitimate facilitation platform connecting borrowers with a named, verifiable NBFC, Vaishali Securities Limited.
Is LoveFund a direct lender?
No, the app states clearly it does not issue credit decisions itself. Approval and lending are handled by its partner NBFC.
What interest rate does LoveFund charge?
Between 18% and 24% APR, according to the official Play Store listing, with a worked example provided for a ₹20,000 loan over 180 days.
Why are some reviews warning about LoveFund?
Recent complaints center on customer support responsiveness and one report of an autopay debit occurring after a loan was repaid and a NOC issued. This is a support/process concern, not a claim that the app is a fee-collecting scam.
What should I do if LoveFund charges me after I've repaid and received a NOC?
Contact your bank immediately to dispute the charge, keep your NOC and all communication as proof, and escalate to the NBFC (Vaishali Securities Limited) directly if LoveFund's own support doesn't respond.
Is my data safe with LoveFund?
The Play Store's Data Safety disclosure states data is encrypted in transit, stored within Indian data centers, and not shared with third parties without consent.
Who is the NBFC behind LoveFund?
Vaishali Securities Limited, registered in Ahmedabad, Gujarat, according to the app's official disclosure.
Should I avoid LoveFund entirely?
Not necessarily, the disclosed terms and NBFC partnership are reassuring signs. But given the recent support complaints, we'd recommend keeping thorough records of every repayment and closure document as a precaution.
So this is it guys, LoveFund isn't the same story as Ghar Loan, the transparency here is genuinely better. But "legitimate on paper" and "smooth experience after you repay" are two different things, and the recent complaints suggest the second part needs some caution. If you've used this app yourself, good or bad, share your experience in the comments, it helps other readers know what to expect. I hope you have a great day brother. See you again.
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