Onstream Loan App Review 2022 👿 Onstream Loan App Real Or Fake ?

onstream loan app review 2022

Onstream Loan App Complete Review 2022:


Welcome guys, today I am going to review a new online instant personal loan application which name is "Onstream loan app ".

Today i am going to provide full review of onstream loan application and I will also discuss whether onstream loan app is real or fake?

Is there any scam going on onstream loan app is safe or not and most importantly weather you should apply for a loan in onstream loan app or not?

What Is Onstream Loan Application? Onstream Loan App Kiya Hai?

Onstream loan app is a highly trusted online instant personal cash loan application which provides low credit instant small personal loans all over India without any physical efforts. All process is completely digital and hassle free.
However, one has to be over 18 years old and should have a stable monthly source of income for applying for a personal credit loan in onstream loan application.
It is an online loan platform for android mobile users. Here in this application anyone can apply for instant personal loan within minutes just by providing some simple basic details.
The loan approval rate in this application is moderate as experienced by most of the users in current time.

How To Take Onstream loan? Onstream loan App Se Loan Kaise Le? 

Taking a instant personal loan from Onstream loan application is quite easy and simple. Anyone can easily apply for a easy online personal loan, Just follow these steps -
1. Install Onstream loan app
2. Register with Email I'd 
3. Complete KYC 
4. Choose loan Offer 
5. Apply For Loan 
6. E- sign loan agreement
7. Online loan at your fingertips
And then if your loan is approved the money will be sent directly to your bank account and if your loan gets rejected you will be notified within a day. Taking a loan from onstream loan app  is as simple.

Onstream Loan App Overview:

Loan Range: 2000 To 1.5 Lakh

App Type:  Online Instant Personal Loan App

App Size: 17 MB

Play Store Rating :  4.8

User Interface: Simple Awesome Interface

Category: Personal Finance

Price: Free

Language: English

Loan Approval Status:  Moderate Loan Approval Rate

Pre Payment: No Possible Advance Payment

Loan Guarantee: Up to 40% Loan Guarantee

Interest Rate: Around 18-36% annually + GST 18%

Processing Fee: 2% to 8%

Loan Amount: Min 3000 Max 50000

Repayment Period: 1 Months To 6 Months

App Origin: India

Customer care Support: Usually active

Repayment Issues:  Yes sometimes, May Face Repayment Status Issues in the app, Very Strict Repayment Rules, frequent loan recovery calls 

Eligibility Criteria: Indian Resident, good credit score, phone number, pan card and adhar card and bank statement. 

Pre Payment Charges: Nil

Late Payment Charge:  5%
App Permissions:  This app has access to or it may collect Data regarding:
Phone: read phone status and identity
Photos / Media / Files: read the contents of your USB storage modify or delete the contents of your USB storage
Storage: read the contents of your USB storage modify or delete the contents of your USB storage
Camera: take pictures and video
Wi-Fi: view Wi-Fi connections
Device ID & call information: read phone status and identity

Other Permissions:

Receive data from Internet
View network connections
Pair with Bluetooth devices
Connect and disconnect from Wi-Fi
Full network access
Read sync settings
Control vibration
Prevent device from sleeping
Modify system settings

Related Article
 Get 100% Online Personal Loan without Income Proof 

Onstream Loan App Customer Care Contact Details:

If you have any queries, please contact customer care or customer support team via email or from the app contact customer care page in the App or contact customer care manually via mail. The customer care team response is very slow though.

Working time: Monday-Saturday  9:00 am - 18: 00 pm.

Phone Number:  Not Available

Address:  Indira Nagar Rd, Sector 9, Indira Nagar, Lucknow, Uttar Pradesh 226016

What Will Happen If I Do Not Repay Onstream Loan App Loans:

Guys, as you have seen earlier each and every online loan app always ask for several app permissions in your Smartphone.
So they have almost everything they need to recover their loan. Like your contact details, your whole phonebook, our search history, your media files, camera etc. They got it when you gave them permission to read your contacts and others.
So if you do not repay your loan they might message or call everyone on your contacts and ask them to tell you to repay the loan. 
So it’s a pretty harassment to your reputation and goodwill. So my dear friends think twice before taking any risky decision and pay your emi on time always.

But one thing to always remember, if a loan application is not registered with RBI then not paying its loan installments will not affect your cibil or credit score.

Safety Tips To Consider Before Applying For A Online Loan: 

Always make sure you delete your important contacts from your Smartphone before installing this app. This way they can’t call your friends and relatives. 

Next very important, do not use your primary bank account in these type of personal loan applications. Only use online bank accounts which you can open and close directly from your mobile phone and you do not need to visit branch.

Keeping your primary bank account safe, you can open and manage multiple of these online bank accounts. Below i have given zero balance direct bank account opening link of various popular online banks. 

Keeping your primary bank account safe, you can open and manage multiple of these online bank accounts. Below i have given zero balance direct bank account opening link of various popular online banks.
Get Zero Balance Online Savings Bank Account from the comfort and safety of your home. Find All Banking Solutions in at your fingertips online. No need to visit any branch.
Use These Accounts to apply loans in various personal loan applications, do not Use your primary bank account in any online loan apps.
Open your bank account within 5 minutes , Only adhar and pan card required. Click Below links to apply now. Zero Balance Bank Accounts
राप्त करें अपना जीरो बैलेंस बचत खाता कुछ ही मिनटों मेंसीधे अपने घर से।
अभी खोले  -

Kotak Mahindra Bank Savings Account:

Indusind Bank Savings Account:

NiyoX Savings Account:

Jupitar Online Savings Account:

Onstream Loan App Safe Or Not?

According to google play store listing data onstream loan app is 100% safe to use. This app takes your privacy very seriously. Your data is safe as It is transferred over a secure HTTPS connection.
Onstream loan app do not share any data  it may collect with anyone without your consent except the Lenders. All the transactions are secured via a 128-bit SSL encryption. 

However this app is not registered with RBI or any NDFC so we cant really know weather this application is completely safe or not. Its a suspicious app.

Onstream Loan App Real Or Fake?

Guys, after reading and analyzing all of the above statements you are already in a pretty good position to judge by yourself weather onstream loan app is real or fake. 

Still let me tell you that onstream loan app is a highly risky application as many users faced many problems in this application.
This below review video of onstream loan application will clearly help you to gain more insights.

Many people will say that Onstream loan app is not a good application because they didn't get a loan but let me tell you that in this present time onstream loan app is one of the best performing personal loan provider application in India in terms of loan approval with low credit and specially without any high requirement of income.
Many of you guys may not get a loan in onstream loan application or your loan application may get rejected sometimes but that doesn't mean that onstream loan App is a totally fake application.
Many people have taken loan from onstream loan app and successfully repaid. But many faced issues regarding repayment and many people complain that they charge extra interest.
If we look at the reviews at the Google play store anyone can understand that onstream loan app is a highly risky personal loan application with bad customer service.  If you want to apply for any loans think twice and do it in your own risk. Very high interest and short repayment period loans though.

Onstream Loan App Download Link:

You can download Onstream loan App from Google play store. Visit Google Play Store  to download
Final Thoughts:
Partially recommend (Use At Your Own Risk ),  High Risk App Though.
Guys one last thing, always remember no online personal loan application provides 100% loan to its customers.
Your loan application may disapprove as the application back end team takes the decision and they have the complete control over whether you will get a loan or not. 
It is basically based on your credit score, income stability and your risk profile.
So if you do not get a loan in this app, that's ok, do not get de motivated, there are thousands of other personal loan application in Google play store to try out for free.
Also if you face any problem in onstream loan application you can always contact customer care and get your problem resolved as quickly as possible. Also if you face any kind of harassments and fraud activity by this application always put a complain in consumer forum website and in your local police station. 
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🎯 Everyone asks , What are the the Best Popular Personal Loan Apps in India 2022 ? Here is my complete answer : https://bit.ly/3fN3cfA

Disclaimer : Ye EK update review hai for educational purpose , I never force anyone to take , first check then apply at your own choice . Take loan if u can repay otherwise you can get calls for recovery and cibil also gets hampered. This channel is not responsible for any profit & loss. This Blog Never Promotes and Support any Loan Application , And never force anybody to take loan from any app or company. This blog Provide only review of Loan App or company. Blog is not responsible for any type of Profit or loss . All info is taken from internet only. Blog is not responsible for any privacy Leaks , As user upload Identity Documents only after reading complete review and read their terms & conditions and Privacy Policy Request to User : Always Read Loan App or Platform Privacy Policy and Terms and Condition before Apply. Thanks .

Post a Comment


  1. I made repayment just now of 9011rs the customer care is not updated my payment he is fraud this app is fraud

  2. Worst app and fake app not at all recommended