Myshubhlife App Review 2022 | Real Or Fake? Myshubhlife App Review🔥

Welcome to earningsecrets. Today I am going to review a another famous personal finance application calle "myshubhlife"

Myshubhlife is a personal finance service provider application in India where one can avail many financial services like personal loan apply, bill payments, mutual fund investments, itr tax return, e gold investments, and many comming soon.

Myshubhlife app currently have more then 1M play store downloads with a 4.5 star play store ratings with more then 4k reviews. 

Today in this article I am going to briefly review myshubhlife app, wheather myshubhlife app is real or fake, complete reality about myshubhlife app investments and personal loan details.

Myshubhlife Review | My Shubh Life App Review 2022

Myshubhlife app is offered by datasigns technologies and it was released on March 2016. Myshubhlife app offers various personal finance services and this app is registered by NBFC in india.

Top Reasons Why MyShubhLife Is The Best App For Your Loan Requirement : 

* Get loans ranging from ₹3,000 to ₹5,00,000 

* Multiple Loan Options 

* Loans to salaried employees with monthly income as low as ₹12,000

* Get credit easily by using only a smartphone or a computer.

* Easy digital process with no paperwork.

* Convenient long term repayment tenure from 3 months to 3 years.

* Interest rate from 16% - 44% p.a. on reducing balance basis, depending on risk profile and loan tenure.

* Processing fee between 0% to 3%, deducted upfront.

* MyShubhLife app is available in Kannada, Tamil, Telugu, Marathi, Hindi and English.

Myshubhlife is a complete personal finance platform with many features. Some of the existing features of myshubhlife app listed below.

1. Personal Loans

Myshubhlife app offers personal loans for people with no or bad credit score. MyShubhLife credit model assesses your credit-worthiness and based on your risk profile

Loans from Rs.3,000 to 2,00,000 - Small or big loans, as per your need, want and capacity to repay.

Types of loans offered by myshubhlife app are education loan, health & medical loans, home upgrades and Emergency cash loans etc.

2. Insurance

MyShubhLife offers custom insurance products for its customers. Currently you can enroll yourself in a health insurance or in a hospitals linked insurance plan.

Myshubhlife offers support during insurance apply and insurance claim situations.

3. Investments – Mutual Fund SIPs

Using Myshubhlife app you can invest in 100+ select  mutual funds and you can also start SIPs at the selected fund. 

Make a big profit with Equity Mutual Funds. Start SIPs online and also save tax by investing in income tax saving funds. Investments as low as Rs.100/month.

Tax Saving Mutual Funds (ELSS) can help you save tax and also to gain more profit.
Tax saving plans can help you save up to 45,000 tax/year as per Indian law.

They have a lock-in period of only 3 years. Other tax-saving investments like PPF have a lock-in of 5-15 years.

4. Buy Gold | Invest E Gold Plans 

With Myshubhlife application you can invest or buy E-Gold, starting from Rs.100 and get it delivered to your home. Gold is considered to be thes safest investment asset over a long period of time.

5. Tax Filing

Worry about income tax filing, or don't have a CA, don't worry, Income Tax returns made simple and easy on MyShubhLife app with Digital Tax filing system what you can take advantage of. Simply select all the sources of your income and e-file them accurately on myshubhlife app without any extra charge.

6. Bill Payments

Using Myshubhlife App you can pay utility bills like water, gas, electricity, recharge mobile, recharge Fastag, renew insurance, make repayments on Loan EMIs / credit cards and do a lot more with bill payments on MyShubhLife app. 

How To Apply For A Loan In Myshubhlife App? Myshubhlife Loan Kaise Le ?

Taking a personal loan from myshubhlife app is quite simple. Without any effort you can apply for a easy personal loan with few documents. You can apply for a personal loan in 3 easy steps

1. Complete your MyShubhLife app profile with PAN and Bank Statement.
2. Generate your free MyShubhLife Credit Report.
3. Apply for a loan on the app and get money directly into your account.

MyShubhLife app doesn't participate any active lending, it connects borrowers with NBFCs/Banks. 

All loan applications that are sanctioned & approved by NBFCs/Banks and registered with RBI are listed in myshubhlife application. 

All loan apps will show their business details and loan terms during Loan application & in the Loan Agreements.

MyShubhLife Lending Partners:

1. Axis Finance Limited
2. DMI Finance Pvt Ltd
3. Ekagrata Finance Pvt. Ltd.
4. Fullerton India Credit Company Limited
5. HDB Financial Services Ltd
6. Incred financial services limited

Myshubhlife Real Or Scam | Myshubhlife Loan Real Real Or Fake ? 

Well guys myshubhlife app is a real application which offers various financial services. But in terms of personal loan myshubhlife loan application not the best.

As you can see earlier myshubhlife app takes multiple permissions in your smartphone so they have your complete personal and financial data along with your full contact list.

So it's risky to apply for a loan in this app. Many user have faced multiple problems regarding loan rejection, loan repayment issues and high interest rate issues.

Watch below video to get insights about latest issues and problems that users are facing in myshubhlife loan app.

Many users are saying that myshubhlife loans are not real, they only collects data and doesn't generally provide loans. To get a personal loan in myshubhlife loan app you need to have a good credit score and a valid income proof document.

Also many users have taken loan from myshubhlife app successfully repaid. But most of the loans are small amount loans with high interest rate and the repayment period is very short.

Myshubhlife Loan App Customer Care Contact :

If you want to contact customer care executive of myshubhlife app then today I will give you contact number and email id of myshubhlife loan customer care.

If you face any problem in myshubhlife app then I suggest you cantact customer care as soon as possible and solve your issues.

Myshubhlife Email ID : [email protected]

Myshubhlife Customer Care Contact Number : +91-9019900199

Myshubhlife Official Website : 

[email protected]

Myshubhlife App Download APK : 

If you want to download apk file of myshubhlife loan application then I recommend you to download it from google play store to avoid fake app fraud.

Click below link to download the myshubhlife apk. You will be directed to google play store to complete your app download.

Download Myshubhlife App

Thanks for reading this post. If you have any questions then feel free to write in comments. 

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