Hello friends, today i am going to review an another new cash loan application called "Hapi Cash". If you need an emergency instant cash loan and looking for new latest loan apps to apply, then the hapi cash app is a new option to try. Or is it? Let's find out.
The hapi cash loan application is getting quite popular among loan seeking people in recent days as it is promoting itself on the google play store and in other social media platforms across the country.
The hapi cash loan loan app currently has over 50K+ active google play store downloads with a user rating of 4.7-star. This loan app is quite new and suspicious as many people start taking negative about this quick loan app and many are saying that this loan application is fake.
Hapi Cash App Review | Hapi Cash Review
Today I am going to completely review the hapi cash loan app with true reality of its loan details, loan processing fee details, its issues and problems related to loan apply and loan repayment, and a brief answer of whether the hapi app is real or fake, is there any fraud or scam going on that we don't know about, wheather you should apply for a instant cash loan in the hapi cash loan app or not?
I mean in reality what is the actual truth? Hapi cash app kaisa hai, loan milega ya nahi, and i will also share the customer care contact details of the Upwards personal loan app.
As per the google play store app description the hapi cash loan app claims to provide unsecured instant personal loans from 3000 rupees to 50000 rupees with a repayment period of upto 24 month's which is said to be flexible and you can re structure your repay period when you want with a minimum charge.
The hapi cash loan interest rate is said to be around 22% with 1% to 3% loan processing fee or service charge + GST.
Also, you don't need any income proof document to apply for a loan in hapi cash loan app, just your digital Adhar and Pan card with your last 6 months bank statement is required to apply for a loan in hapi cash. The loan KYC process is easy and can be completed within 15 minutes.
Looking good right, But in reality, things are quite different as the hapi cash app claims. The loan approval rate in the hapi cash app is quite low nowadays.
With the help of a review video of the hapi cash loan app that I have published a few days ago, now I am going to expose the hapi cash app true reality which might surprise you.
First, hapi cash app is a risky loan application that collects your valuable and sensitive user information like personal and financial information, contact details, SMS, Photos and Media, etc, and the hapi cash app is also believed to be not registered with any RBI-registered NBFC.
So the hapi cash loan app is quite risky and needs to be used with caution. There is no 100% loan guarantee.
If you want to know about the full reality of the hapi cash app then watch the Below 👇 given video to find out the true reality of the hapi cash app or to simply learn about "Hapi cash loan app kaisa hai".
In the hapi cash app people are facing various problems related to the loan apply and KYC process and loan rejection issues.
Hapi Cash Loan App Real Or Fake?
If you want to know whether the Hapi cash loan application is real or fake then today I am going to give you a direct answer, it's Not.
Most of the cases the hapi cash is a data collection loan app collects your all user information and documents in the name of KYC and then simply rejects your loan application. Only 10-20% people actually gets any actual loan in this app.
In rare cases the hapi cash app provides very small amount of loans like 4-5 thousands. They offers small amount of loans with insane high interest rate, and offers very short repayment period upto 14 days. Also they charge upto 5% of your loan amount as a service fee.
If you somehow miss your loan EMI then the hapi cash loan app will charge extra interest and daily late fee and you might fall in a loan trap. Also the loan recovery agents of the hapi cash app might disturb you just by calling and messageing rapidly, they can even call your contact numbers. So if you somehow took a loan in hapi cash, pay on time, otherwise you will fall in a bad loan trap.
The hapi cash loan app issues very few loans and most of the cases they rejects majority of loan applications. They collect all user and KYC data from you and then just simply rejects your application. It's most likely a data collection app that is collecting valuable user info showing fake hope of loan.
Many people complained about not receiving any loan amount in account even after successfully getting a loan in hapi cash app. If you apply for any loan in hapi cash app they will simply reject your loan application and resell your data to earn money.
If you want a low interest NBFC loan then visit the Top 10 Personal Loan App List 2023 to take a easy online loan within hours.
Many users also face complections contacting the customer care of the hapi cash app. The customer care response is very slow and there is no proper customer support team.
The hapi cash loan app is scamming people just by collecting sensitive user data showing a fake dream of getting a loan or just by approving minimal loans. Don't fall for this.
Do not pay any advance money in the hapi cash application. If they ask for any security deposit or processing fee simple don't pay. Otherwise, your money will be lost forever. There is no refund for any payment you do in this app.
And guys, if you are having any loan apply or loan repayment related issues in this app or if something bad happened, then you can consider complaining on the cybercrime official government website and the RBI complain portal as well to seek legal help.
I recommend everyone to stay away from the hapi cash loan app as it is risky and collects sensitive user information for giving loan with no loan guarantee. Hapi cash is not a reliable loan application that can be trusted.
If you want to check out or want to apply for a loan in the hapi cash loan app then apply at your own risk. The hapi cash loan application is a suspicious and can not trusted with any kind sensitive data as most of the users are rapidly complaining about regarding various issues in this loan app.
Check the google play store 1-star reviews to learn more about the hapi cash loan app frauds, scams, recent problems from recent users of the hapi cash loan app.
Hapi Cash Loan App Customer Care Phone Number / Email Id :
If you want to contact the customer care executive of the hapi cash loan app then mail them at the below-given email id. Source- google play store. You can also contact customer care just by using below given phone number of the hapi cash loan app.
Email: [email protected]
Phone: +919743737563
That's all guys. This is the actual reality of the hapi cash app. If you liked this article and found useful, then share it with your friends and on social media to help spread awareness against fake loan apps.
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Top 10 NBFC Personal Loan Apps List 🇮🇳
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