Finnable Loan App Real Or Fake | Finnable Personal Loan App Review🔥

Hello everyone, today I am going to review a popular instant personal loan app called "Finnable Instant Personal Loan App" provided by finnable credit private limited. If you are looking for a honest review of Finnable loan app then you are in the right place.

Finnable Instant Personal Loan App Review 2022:

Today in this blog post I will briefly review finnable loan app. I will discuss topics like what is finnable, how to take a loan from finnable loan application, finnable loan app is real or fake, finnable loan app safe or not, finnable loan repayment kaise kare, finnable loan app customer care contact details kiya hai etc.

Read this blog post to the end to get maximum insights about finnable personal loan app.

What Is Finnable Application? Finnable App Kiya Hai?

Finnable is a new edge technology lending platform for salaried individuals to borrow money in times of emergency. Finnable loan app offers various types of personal loan services to salaried professionals.

Finnable is a RBI licenced Fin tech company which provides personal loans all over India. This application claims to be the fastest growing instant loan application since 2020.

Finnable was founded by Nitin Gupta, Viraj Tyagi and Amit Arora which all are ex bankers which have decent knowledge and experience.

Finnable teams goal is to make personal loan available to all salaried personals in less then one second. If you want to start your career in finnable technologys LTD company then send your resume at [email protected].

With minimum documents and just by performing a credit score check anyone can apply for a quick instant personal loan within minutes in finnable personal loan app.

The loan amount will be directly sent to your respective bank account. With no extra hidden charge finnable is a must have personal finance application for every salaried professionals.

If you don't have any cibil score yet, then also you can apply for a loan in finnable personal loan app. Finnable doesn't have any restrictions about cibil score. If you meet basic requirements then you can surely get a personal loan.

Finnable personal loan app offers easy to use user friendly loan apply process to let users complete their KYC process without any issues.

However loan approval rate in finnable personal loan application is moderate as experienced by most of the users in current time. 


Finnable Loan App Brief Review :

Let's look at some basic overview bof finnable personal loan app -

Loan Range: 10K to 1 Lakh 

App Type: Instant Personal Loan App 

App Size: 13 MB

Play Store Rating : 4.4 Star

User Interface: Simple Interface

Category: Personal Finance

Price: Free

Language: English, Hindi & many 

Loan Approval Rate:  Moderate/Low Loan Approval Rate

Pre Payment: No Possible Advance Payment

Loan Guarantee: Up to 50% Loan Guarantee

Finnable Personal Loan Interest Rate: Around 12% To 30% annually + GST 18%

Processing Fee: 0% to 5%

Loan Amount: Min 2000 Max 100000

Repayment Period: 3 Months To 36 Months

App Origin: India

Customer care Support: Usually Not Active 

Repayment Issues:  Yes sometimes, May Face Repayment Status Issues in the app, very few repayment issues reported 

Pre Payment Charges: Nil

Late Payment Charge: 2% to 5% late payment charges.

App Permissions: 

This app has access to or it may collect Data regarding:

Phone: read phone status and identity

Photos / Media / Files: read the contents of your USB storage modify or delete the contents of your USB storage.

Storage: read the contents of your USB storage modify or delete the contents of your USB storage

Camera: take pictures and video.

Wi-Fi: view Wi-Fi connections.

Device ID & call information: read phone status and identity.

Other Permissions:

Receive data from Internet.
View network connections.
Pair with Bluetooth devices.
Connect and disconnect from Wi-Fi.
Full network access.
Read sync settings.
Control vibration.
Prevent device from sleeping.
Modify system settings.

Finnable Loan Eligibility Criteria: Personal Loan for Salaried : 

✅The customer must be an Indian resident.

✅The net in-hand salary of the customer has to be ₹25k and above in metros or ₹15k and above in tier 2 and other cities.

✅He/she should be employed full-time in a private or government sector job.

✅Borrower should have worked for more than six months and receives salary in a bank account.

✅Must have minimum 1 month salary receipts.

✅Must have Aadhaar & Pan card with Adhar linked phone number.

How to Apply for Instant Personal Loan in Finnable ?

✅ Download Finnable Personal Loan App & Register with a secure OTP.

✅ Ensure that you have the documents listed on the list shown.

✅ Provide details of the loan amount required, net monthly salary & any other EMI's related adjustments.

✅ Complete KYC process & profile setup.

✅ Validate address with pin code verification.

✅ Select loan amount & desired tenure.

✅ Provide bank details where you want your loan amount to be credited.

Taking a personal loan form finnable loan application is super easy. This application offers easy to use step by step guide during loan apply process.

Features Of Finnable Personal Loan App:

Finnable Personal Loan App provides various features to its customers. They are as below 👇

1. Loan With Low Credit Score: In finnable your credit score doesn't matter much. You can apply even if you don't have any credit score.

2. 100% Digital: In finnable personal loan app the loan taking process is completely digital.

3. Flexible EMI Options: In finnable personal loan app customers can choose from flexible EMI options that suits the best.

4. No hidden charges: In finnable personal loan application there no extra hidden charges. 

5. No Collateral Needed: In finnable personal loan app there is no need to provide any collateral to avil personal loan services.

6. Registered NBFC Loans: All loans in finnable loan application is registered with NBFC.

8. Loan With No Cibil Score: Even if you don't have any cibil score yet, you can apply for a personal loan in finnable loan app.

9. Free Credit Score Check: Finnable loan app and website offers free credit score check facility.

Finnable Loan App Customer Care Phone Number / Contact Details:

If you have any queries regarding your loan in finnable app, please contact customer care or customer support team via email or from the app contact customer care page.

Also you can contact customer care manually via mail or calling their phone number. The customer care team response is slow though.

Working time: Monday-Saturday  9:00 am - 18: 00 pm.

Official Website :

Phone Number:  9749634613

Email[email protected]

Facebook Page

Address: IndiQube Lakeside, 4th Floor Municipal No. 80/2 Wing A, Bellandur Village, Varthur Hobli, Bengaluru, Karnataka 560103

Finnable Personal Loan Repayment Kaise Kare:

To repay your finnable personal loan emi just visit finnable app. You you see your pending EMI options in the app. You can repay using debit card, credit card, visa or via UPI. Make sure you keep screenshots during repayment as a proof just to ensure any future issues.

What Will Happen If I Do Not Repay My Finnable Loan EMI:

Guys, as you have seen earlier almost every online loan app always ask for several app permissions in your Smartphone and you have to allow all permissions to apply for any loan.

So they have almost everything they need to recover their loan. Like your contact details, your whole phonebook, they got it when you gave them permission to read your contacts.

So if you do not repay your loan in finnable personal loan app they might message or call everyone on your contacts and ask them to tell you to repay the loan. 

So it’s a pretty harassment to your reputation and goodwill. So my dear friends think twice before taking any risky decision and pay your emi on time always.

But one thing to always remember, if a loan application is not registered with RBI then not paying its loan installments will not affect your cibil or credit score. 

Finnable Personal Loan App Safe Or Not?

According to google play store finnable instant personal loan app is 100% safe to use. This app takes your privacy very seriously. Your data is safe as It is transferred over a secure HTTPS connection.

Finnable loan app do not share any data  it may collect with anyone without your consent except the Lenders. All the transactions are secured via a 128-bit SSL encryption. However they might use your information during loan recovery process.


Always make sure you delete your important contacts from your Smartphone before installing this app. This way they can’t call your friends and relatives In case of any imergency. 

Finnable Personal Loan App Real Or Fake?

Well guys finnable is a reliable and trustworthy instant personal loan application. Finnable app offers easy to repay loans based on your credit score and loans are pretty instant.

For salaried individuals finnable is a reliable source of instant cash advance in india. It's tough to get a loan in finnable, but if got approved then there is not much to worry about.

Finnable Personal Loan app does have some issues. Some users are facing issues about loan approval, some are saying it's a data collecting loan app doesn't provide any loans.

This below review video of Finnable Instant Personal loan application which will clearly help you to gain more insights about finnable.

If we look at the reviews at the Google play store anyone can understand that finnable personal app is a risky personal loan application with slow customer service.

If you want to apply for a personal loan then you can try in finnable. You may face a loan rejection as there is no guarantee of loan.

Finnable Personal Loan App Download APK:

If you want to download the finnable personal loan app then it's simple to do.

You can download this app from Google play store. Visit Google Play Store  to download finnable instant personal loan app.

👉Download Finnable 👈


Final Thoughts:

Partially Recommend 

Guys one last thing, always remember that no instant personal loan application provides 100% loan to its customers.

Your loan application may disapprove as the application back end team takes the decision and they have the complete control over whether you will get a loan or not. 

It is basically based on your credit score, income stability and your risk profile.
So if you do not get a loan in this app, that's ok, do not get de motivated, there are thousands of other personal loan application in Google play store to try out for free.

Also if you face any problem in finnable loan application you can always contact customer care and get your problem resolved as quickly as possible.

Also, visit our top 10 personal loan application in India 2022 list to apply in top loan apps.

👉Top 10 Loan App List 2022 👈

That's all guys. If you like this post then don't forget to share it with in social media , also leave a comment and join our telegram group For quick updates.

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FAQ Finnable Instant Personal Loan Application:

1. What is the interest rate for finnable?

Finnable personal loan app offers a interest rate ranging 15% to 34% which depends upon customer risk profile and credit check. There are no extra hidden fees or interest.

2. Which App Provides Fastest Loans ?

As a instant loan application you can consider finnable loan app to get a faster laon if you are a salaried individual in india. Finnable app offers super fast instant loans within minutes if you meet all requirements.

3. Is Finnable RBI Approved ?

Yes, finnable personal loan app is registered with RBI Approved NBFCs to provide it's lending services in india. Below are the listed NBFCs -

1. Finnable Credit Pvt Ltd
2. DMI Finance Pvt Ltd
3. Northern Arc Capital Ltd
4. Vivriti Capital Pvt Ltd
5. Utkarsh Small Finance Bank Ltd
6. TVS Credit Service Ltd

4. What is EMI of 1 Lakh Personal Loan ? 

Well if you take a 1 Lakh personal loan in Instant loan application with a ideal interest rate of 16% for 1 year period in a reducing balance basis, then your EMI will be 9394 rupees per month. Below is a basic example of 1 lakh personal loan senerio -

Personal Loan - ₹1,00,000
Interest rate - 16%*(on a reducing balance basis)
Repayment Tenure - 12 months
processing fee - 3% + GST 18%
Final processing fee - ₹3,000 + ₹540
Total loan amount - ₹1,03,540
Amount disbursed - ₹1,00,000
Monthly EMI = ₹9,394
Total interest = ₹9,191
APR – 21.97%
Total Repayment amount - ₹1,12,731 

5. Finnable Personal Loan EMI Calculator

Below is the link for finnable personal loan app online EMI calculator. Use this online calculator to find out your desired EMI.

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This Blog Never Promotes and Support any Loan Application, and never force anybody to take loan from any app or company. This blog Provide only review of Loan App or company. 

Request to User :

Always Read Loan App or Platform Privacy Policy and Terms and Condition before Apply. Thanks.

Disclaimer : Ye EK update review hai for educational purpose, I never force anyone to take any loan against their will, first check then apply at your own choice. 

Take loan only when u can repay otherwise you can get calls for recovery and cibil also gets hampered. This BLOG is not responsible for any profit & loss.

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