KreditBee Personal loan app is an online personal loan app and online portal that offers instant personal loans with limited paperwork.
In this post I am going to guide you on how you can apply for a loan in kreditbee app, kreditbee app se loan kaise le, kreditbee personal loan direct apply and download.
The kreditbee loan app is a trusted NBFC-registered loan application in India where anyone can apply for an instant personal loan.
The kreditbee loan app is one of the most popular personal loan apps in India as it has over 1 million google play store downloads with a 4.5-star rating.
Along with instant personal loans with low interest and cash credit, the app gives users 24-hour customer help 365 days a year and various options such as cash loans, salary advances, and quick loans for self-employed people.
⏩ Kreditbee Loan Specifications ⏩
- Kreditbee loan interest rates range from 15% to 29.95% per annum.
- The entire procedure is completely online.
- Processing fee - Rs. 85 to up to 6% of the loan amount.
- All Indian cities have access to the service.
- The money can be used however you choose.
- Loans from Rs. 1,000 to Rs. 3 lakhs.
⏩ Eligibility Conditions ⏩
Age Group: 21-55 years.
Interest: Looking for a Personal Loan
Employment Type: Self Employed (Small Businesses) & Salaried (in Services)
Monthly income: Rs. 8,000+ Or
Credit Score: 680+ CIBIL
⏩ Kreditbee Loan Features ⏩
⭐️Easy to sign-up, log in & loan apply process, simple user-friendly interface.
⭐️EMI Calculator, loan planner, and other features.
⭐️ Simple loan application process & quick loan disbursal in a few hours. Get a response within hours.
⭐️Get the loan amount directly to your bank account.
⭐️No physical documentation is required. Only an adhar card, pan card, and your bank statement is needed.
⭐️You can customize your loan amount & EMI according to your choice.
⭐️Collateral free/unsecured loans, NBFC Registered
How To Apply For A Kreditbee Loan:
If you want to apply for a personal loan in the kreditbee loan app then it's very simple. The entire loan application process of the kreditbee loan app can be completed within minutes. From the app sign-up to loan approval, everything takes just a few seconds.
Just follow the below steps to successfully take a loan from the kreditbee personal loan app.
Step 1 – Install the app from the below-given link and sign up with your mobile number and email id. Allow all permissions asked.
Step 2 – Choose a loan amount (up to 50 thousand) and the preferred EMI option. You will see loan offers designed for you according to your risk profile.
Step 3 – Enter basic details like name, income, adhar card, PAN, address, and other demographic details, etc.
Step 4 – Complete your KYC process and wait for your KYC approval.
Step 5 – Add your bank account details and upload the last 3 months' bank account statement.
Step 6 – You will have real-time loan approval within 1 hour.
Step 7 – Digitally sign the e-mandate to automate your loan repayment and read the loan agreement and then finally accept the loan agreement.
Step 8 – All done, now sit back, and relax, Your loan amount will be credited to your account within hours. The loan amount is subject to a 2.5 % processing fee + GST deduction.
A Basic Example Of a loan:
Ok, let's assume a basic loan-taking scenario in this loan app, If you apply for a personal loan of ₹1,00,000 for 12 months at the interest rate of 25% per annum, you will have to pay:
Total payable interest: ₹14,060
Total payable amount: (Loan + Total Payable Interest + Process fee) = A total of ₹1,16, 560 (excluding GST)
EMI Amount: ₹9,505 (excluding process fee + GST)
This is a basic example of a loan, in reality, interest rates may vary.
Loan Apply Link ⏩ Direct Apply
Download App Link ⏩ Download App
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